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Prairie Pride Credit Union Card Products & Electronic Services
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Change
to Card Acceptance in Foreign Countries
Effective
October 1, 2007, CUETS-issued MasterCard® credit card and
GLOBAL PAYMENT™ MasterCard transactions will no longer be
accepted in the following countries: Iran, Myanmar (Burma),
North Korea, Sudan and Cuba. Due to political situations
internationally, which are subject to change, the direction
of the corporation of which CUETS Financial Ltd. belongs is
to not accept transactions from these specific countries.
With our family of card products, the Prairie Pride Credit Union is able to provide you with a host of beneficial features and benefits that will meet your individual needs. Plus with the convenience of our electronic services, access to your accounts has never been easier.
Cards - Debit & Payment Cards, MasterCard Credit Cards, MasterCard Merchant Program
Electronic - ATM's, MemberDirect®
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MEMBER CARD®
 | The MEMBER CARD identifies you as a credit union member.
With your MEMBER CARD you can:
- Complete a number of transactions at any credit union Automated Teller Machine in the province.
- Withdraw cash around the world from any machine bearing INTERAC®
,
CIRRUS®
or EXCHANGE® logos
Access the INTERAC "Direct Payment" network at participating retailers or credit unions in Canada or around the world at merchants bearing the MAESTRO® logos.
Buyer
Protection
This coverage offers protection on the purchase of most retail items - and
that includes gifts! For a full 90 days after the purchase, the
item is protected if it's lost, stolen, dropped and broken or even consumed in
a fire.
For example: if you're wrapping that expensive crystal vase and it suddenly
crashes to the floor, you're protected!
Valid claims will be satisfied either by replaing the lost or damaged item, or
by a cash payment in an amount not to exeed the amount of the total purchase
price.
Extended
Warranty
The Program doubles the warranty period of a purchased item up to one
entire year, as long as the manufacturer's warranty is valid in Canada for five
years or less.
For example: when you purhase a VCR, the manufacturer would typically offer a
one-year warranty. But if you use the Member Card Debit Card for the
purchase, the VR would be protected under the terms of the original warranty
for an additional one year.
Back to Card Products
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GLOBAL PAYMENT MASTERCARD ®
It's just like paying with a cheque, but without the hassle of writing a cheque and can be used anywhere that MasterCard is accepted worldwide. This gives you instant access to your chequing account and line of credit through ATM's and direct payment.
- Transactions are processed on either your chequing account or a pre-arranged line of credit
- Transactions are recorded on your monthly Prairie Pride Credit Union Statement
- includes standard MasterCard features
Back to Card Products
GLOBAL GOLD MASTERCARD® PAYMENT CARD
Global Gold MasterCard payment card offered through the Prairie Pride Credit Union acts like a plastic cheque and is your passport to a world of benefits-designed especially for your protection and convenience. The Global Gold MasterCard offers you:
- standard MasterCard features plus
- Emergency cash transfers (maximum $5000)
- Travel assistance such as; lost document and ticket replacement, lost luggage assistance, unexpected return home benefits and pre-trip information
- Blue Cross travel health package
- Insurance benefits including out of province/country medical, trip cancellation, MasterRental car insurance, purchase protection, extended warranty, accidental death, common carrier travel accident insurance and Thomas Cook travel insurance and
- MasterLegal (if you encounter legal difficulties in another country)
Back to Card Products
The Credit Union MasterCard family of products provides you with a standard package of benefits plus a variety of cards with additional features that will be of interest to different users. Which card is right for you?
| Prairie Pride
Credit Union MasterCard Credit Cards and Features |
Low Fee
MasterCard
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No Fee
MasterCard
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Low Fee Gold
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Gold
MasterCard
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Platinum
Class MasterCard
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Student
MasterCard
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Business
Card MasterCard
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| Annual Fee |
$12 |
N/A |
$35 |
$96 |
$150 |
No Fee |
$50, plus $10
per card |
Annual Fee
with CHOICE
Rewards |
$24 |
No Fee |
$59 |
$120 |
N/A |
$24 |
N/A |
| Credit
Limit Range |
$1,000 to
$20,000 |
$1,000 to
$20,000 |
$2,500 to
$20,000 |
$5,000 to
$20,000 |
$7,500 to
$50,000 |
$500 to
$1,000 |
Set by
CU CREDIT |
| Rewards
Program |
CHOICE Rewards
($1 = 1 pt)1 |
CHOICE Rewards
($2 = 1 pt)2 |
CHOICE Rewards
($1 = 1 pt)1 |
CHOICE Rewards
($1 = 1 pt)1 |
Platinum Class Travel
Rewards3 |
CHOICE Rewards
($1 = 1 pt)1 |
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| Out-of-Country
Medical Insurance ($1,000,000) |
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for cardholders up to age 69 |
for cardholders up to age 69 |
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Purchase
Protection
(90 days) |
4 |
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5 |
5 |
5
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4
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| Extended
Warranty |
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| Trip
Cancellation Insurance |
$1,000 value |
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$1,000 value |
$3,000 value |
$3,000 value |
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| Common
Carrier Travel Accident Insurance |
$100,000 value |
$100,000 value |
$500,000 value |
$500,000 value |
$500,000 value |
$100,000 value |
$100,000 value |
| Unexpected
Return Home Benefit |
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| Collision
Damage Waiver |
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| Car Rental
Accidental Death/ Dismemberment & Personal
Effects Insurance |
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| Accidental
Death Insurance ($1,000) |
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"Take
5"
5% Travel Rebate |
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| Credit Card
Registry |
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| MasterLegal |
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1 CHOICE Rewards program: 1 point for every $1 spent; redeemable for brand name merchandise, travel packages and travel certificates from the catalogue.
2 Reduced CHOICE Rewards: 1 point for every $2 spent.
3 Platinum Class Travel Rewards program: automatic accelerated point accumulation program.
4 Theft/damage: unlimited amount.
5 Loss/theft/damage: unlimited amount, including computers.
The core features you can enjoy with each type of MasterCard are:
1. Global acceptance - the Credit Union MasterCard is accepted at over 13 million locations worldwide.
2. ATM access - you can obtain cash advances with your MasterCard credit card at ATMs or financial institutions displaying the MasterCard or CIRRUS logos.
3. Lost/Stolen card assistance - report your lost or stolen MasterCard or request emergency services at any time, 24 hours a day, 7 days a week including Sundays and holidays.
4. Emergency services - if you report a lost or stolen card you can request an emergency replacement card and, in most cases, receive the replaced card within 48 hours to the financial institution closest to you. You can even receive an emergency cash advance before the replaced card is received.
5. Master RoadAssist - all MasterCard credit cards provide you with 24 hour roadside assistance service anywhere in Canada or the continental U.S.
Low Fee || No Fee || Student || Platinum ||
Low Fee Gold Card || Gold Card || Business Card
MASTERCARD® LOW FEE CREDIT CARD
 The MasterCard Low Fee Credit Card offered
through the Prairie Pride Credit Union
provides you with:
- convenience of revolving credit for a low annual fee
- a bill listing your transactions on a monthly basis for easy record keeping
- a 21 day interest free period saving you money when you make payments toward retail purchases
- standard MasterCard features
- added security and protection with a Credit Card Registry, Extended Warranty, Purchase Protection, optional CHOICE rewards and Trip Cancellation Insurance.
Master Card Family || Card Products || Home Page
NO FEE LOYALTY CREDIT CARD
 The MasterCard® No Fee Loyalty card
offered through the Prairie Pride Credit Union
provides you with:
- security and convenience of a credit card without the cost of an annual fee
- standard MasterCard features
Master Card Family || Card Products || Home Page
STUDENT CARD MASTERCARD ®
 With the Student Card MasterCard
offered through the Prairie Pride Credit Union,
students can:
- enjoy the convenience and peace of mind offered with Purchase Protection, Extended Warranty and optional CHOICE rewards and
- build an excellent credit rating with up to a $1000 credit limit while maintaining flexibility and convenience
Master Card Family || Card Products || Home Page
PLATINUM CLASS CREDIT CARD
 The MasterCard® Platinum Class Card offered through the Prairie Pride Credit Union represents a "best in class" credit card for credit union members seeking a high credit limit and a superior travel benefits program.
The Platinum Class Card offers you:
- significant travel benefits and rewards along with many other insurance and protection features
- standard MasterCard features and
- a minimum $7500 credit limit, Platinum Class Travel Rewards, an Exclusive In-house Travel Agency, Platinum Class Service, Blue Cross Travel Health Plan for cardholders up to the age of 69 and MASTERASSIST Insurance Services.
Master Card Family || Card Products || Home Page
LOW FEE MASTERCARD® GOLD CREDIT CARD
 This card was designed for those cardholders that value the features of a Gold Card but no longer qualify for the insurance coverage. At home, or away… wherever you are in the world, your credit union Gold
MasterCard provides you with care, value and protection that are second to none. And it's accepted at over 14 million locations worldwide, so just imagine where it can take you.
A Low Fee Gold MasterCard offers you:
- standard MasterCard features plus
- Optional Choice Rewards
- Rental Car Collision Damage Waiver
- Personal Accident Insurance
- Personal Effects Insurance
- Trip Assistance
- $500,000 Common Carrier Accident Insurance
- Cash Transfer/Ticket/Document Replacement Assistance
- Unexpected Return Home Coverage
- Lost/Stolen Luggage Assistance
- Legal Assistance
- Purchase Assurance
- Extended Warranty
- $1000 Accidental Death Insurance
- Trip Cancellation Insurance
- Master RoadAssist
Master Card Family || Card Products || Home Page
MASTERCARD® GOLD CREDIT CARD
A credit union Gold MasterCard is your passport to a world of benefits. At home, or away… wherever you are in the world, your credit union Gold MasterCard provides you with care, value and protection that are second to none. And it's accepted at over 14 million locations worldwide, so just imagine where it can take you.
A Gold MasterCard offers you:
- standard MasterCard features plus
- Emergency cash transfers (maximum $5000)
- Travel assistance such as; lost document and ticket replacement, lost luggage assistance, unexpected return home benefits and pre-trip information
- Blue Cross travel health package for cardholders up to age 69
- Insurance benefits including out of province/country medical, trip cancellation, MasterRental car insurance, purchase protection, extended warranty, accidental death, common carrier travel accident insurance and Thomas Cook travel insurance and
- MasterLegal (if you encounter legal difficulties in another country)
Master Card Family || Card Products || Home Page
BUSINESS CARD MASTERCARD ®
 The Business Card MasterCard
offered through the Prairie Pride Credit Union
is designed to meet the requests of corporate members .
The Business Card MasterCard offers:
- unlimited cardholders per account
- credit limits at the card and account level
- duplicate statements and
- standard MasterCard features
Master Card Family || Card Products || Home Page
MASTERCARD® MERCHANT PROGRAM
Through the MasterCard Merchant Program, businesses may rent or purchase a manual or electronic imprinter for card transactions. Businesses who accept electronic transactions will be able to deposit both VISA and MasterCard transactions to one account at one institution.
Master Card Family || Card Products || Home Page
Electronic Services
With technology changing as rapidly as it does, the Prairie Pride Credit Union stays in stride by offering services that reflect those changes in technology:
Automated Teller Machines
With an Prairie Pride Credit Union MEMBER CARD® or MasterCard® you have access to cash and deposit services at any credit union ATM in Saskatchewan. At Saskatchewan ATM locations you have convenient access to your funds 24 hours a day, 7 days a week.
Inter Credit Union Service
MEMBER CARD® or MasterCard® holders may now access funds from any credit union branch in Saskatchewan that has access to Inter Credit Union Service. Members may make deposits and withdrawals or acquire cash advances from all MasterCard products.
MemberDirect®
Requirements
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PC (Internet)
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Credit Union Account
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PAC (Personal access code) which ensures your security
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Windows NT/XP or higher.
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One of the following Internet browsers: Netscape NavigatorTM
(7.1
and above), Microsoft Internet ExplorerTM (version 6.X and above)
- 128-bit encryption security, the highest currently available.
- A modem (any speed but a minimum of 28.8 is suggested)
Hardware Requirements
The
minimum hardware requirements for using the MemberDirect®
site are speified by the
specific browser that you use.
Master Card Family || Card Products || Home Page
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