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Loans & Mortgages

Whatever your goal, we offer the flexible financing solutions and personal support to help you get there.


Buying a home is likely the largest investment – and decision – you’ll make. Working as a “lien” against the property, your mortgage is a big part of that. There are four types to choose from and the one that's right for you really depends on your own personal situation.

  • Conventional – requires 20% of the purchase price as down payment.
  • CMHC – requires as little as 5% of the purchase price as down payment but comes with mandatory insurance through the Canadian Mortgage and Housing Corporation (CMHC).
  • Open – a conventional or CMHC mortgage where a pre-payment can be made any time without penalty.
  • Closed – a conventional or CMHC mortgage in a locked in term is subject to pre-payment penalties.

If you need help choosing a mortgage, don’t hesitate to get in touch. Our experts will happily work with you to find the right option and help you get set up.



Personal Lending

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You can take out one of our personal loans to fund all kinds of goals, like a new car, furniture, a recreation vehicle and even contributions to your RRSP or other investments. We offer both variable and fixed rate options to suit your needs.

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Lines of Credit

Linked to your chequing account, our lines of credit help you cover unexpected expenses while also acting as overdraft protection. Your approved limit is based on your monthly income and no interest is charged unless the service is used.


Agriculture & Commercial Loans

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Operating Loans & Lines of Credit

Our pre-arranged lines of credit help qualifying farms and businesses borrow up to a determined limit without the need to arrange separate loans. Our operating loans can be for specific amounts and terms, be advanced as an available line of credit or a combination of both.

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Term Financing

Mortgage and non-mortgage term financing is available for the acquisition of assets, usually land, buildings, equipment and vehicles to be used for agricultural or commercial purposes. Government guaranteed loans are also available to save you money.

Ready to get started?

Completing your application will only take about two minutes.
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See how much you can afford to borrow and what your payments could look like.

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Contact your local branch for our latest, competitive rates for loans and mortgages.

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Banking designed to make your life easier

Whether you need a rainy-day savings fund or an account for the day-to-day, we've got you covered.

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Save and invest for your future

From term deposits to registered accounts, make the most of your money with investments that help it grow.